These are questions that have stayed in my mind through every episode I've listened to.

And keep in mind that the rate on the 2nd lien will likely be 10-12% so depending on the cash flow it might not actually yield that much cash to you at closingMore importantly, it's just more debt so ultimately it sounds like you need an income-producing event to actually improve your situation and avoid some of the consequences that you mentioned

The mortgage is what your tenant is paying for your property. 

Keep in mind comps can change in the 1-2 years you plan on living there.

If you prefer to be hands-off with full-service management, then I'd plan on paying around 20% commission as that's pretty common.

You should have that as a benchmark in mind, since it offers a good return without any effort.

Even if you adjust it over time, the effort spent upfront will pay dividends as you build momentum and make informed decisions in this field.

You will pay a premium to be there, but it will probably pay off in the long run.2. 

Keep in mind this is sponsor-provided material, not something that the site discovered through research, nor verified. 

Contractors are slow and need money to pay off christmas