Good quality detergents are almost specifically designed for those sorts of stains.

Sometimes there is only great recession data, and that recession was pretty mild on some asset classes, versus previous recessions.

As a hard money lender who works with many investors in the Portland area, I can share some insights on maintenance costs for multifamily properties in this market, though individual experiences may vary:Lots of investors report a slight decrease in maintenance costs during winter months, bc of:- Fewer landscaping needs - Less wear and tear on HVAC systems (as heating is generally less intensive than summer cooling)- Reduced tenant turnover in winterWinter-specific issues can arise:- Potential roof repairs due to heavy rain or occasional snow- Gutter cleaning and maintenance to prevent water damage- Heating system repairs or maintenancePortland-specific factors:- The mild climate helps reduce extreme weather-related maintenance issues. - Older housing stock in some areas may require more upkeep. - Strict local regulations can also sometimes increase compliance-related maintenance costsCost-saving strategies I've seen help:- Preventative maintenance programs can help reduce overall costs obviously - Some investors report success with in-house maintenance teams for larger portfolios- Energy-efficient upgrades can help reduce utility costs in the long runYour specific costs will depend on factors like the age and condition of your properties, your management style, and the specific neighborhoods you're invested in, but hope this helps!

The next day we discovered they had used Arm & Hammer laundry detergent WITH BAKING SODA.

First 10 years I/O and fully amortized for 20 years thereafter..If it's full income verification, strong credit and a lower LTV you should be able to get there with a mild buy down..Check in with @Joseph Chiofalo for a quick second look.

syndications: very high risk, very high leverage, extremely low liquidity, almost zero control, too long investment too, and mild return compare to ETF/debt investment.There're two ways to make it work for syndication :- you invest as GP (sometimes there's this thing called co-GP fund so it's less risky in theory) ; invest as senior debt or just simply invest to the lender itself, some of these bridge lender (because of the structure) would go up in value when rate go up/down because all risk has been hedged.they make money even if the rate goes higher.

With the SRT we restock basic supplies between guests - toilet paper, paper towels, shampoo/body wash, laundry detergent.

You will also hopefully have plenty of mild years with almost nothing happening.One year you may have a $10,350 new roof expense (or other major repair), full month of vacancy ($4,050), and $3,000 of minor repairs to get it rent ready wiping out your $250 per month repair budget.

understood but for us investor, not losing money is important...... you could use zillow or redfin or goldman, their prediction is more or less the same, next year is either mildly grow or decline depending on the market.We are investor not being pressurized to keep buy investment, we only buy when condition suits us, and 2025 looks like more favorable to us. 

STRs are on my radar but I am definitely in it for the long term, so considering large multifamily and maybe living in one unit as a manager and off the rest of the cash flow. in general:- multifamily both in big island and honolulu is lackluster investment-in general honolulu STR doesn't appreciate that much, kona STR is appreciating 'mildly'.- hilo is relatively flat.- as for regulation, you could buy multiple cashflowing condo STR in vacation-resort zone- but best total return is always single family home, again with 5 mil I would entirely do flip in the richest neighborhood day and night.