By the time they research and go down all the rabbit holes of different strategies, never sticking to one in order to gain traction, they get exhausted, throw their hands up and never take any real substantive action.Pick something and go with it, all the way to its conclusion.  

If we adopt this mentality, then all OB/GYN doctors should be female and have children.

While that is not a big hurdle, it should at least start to give you an understanding of the mentality the Italian government have towards business owners.

So I'm trying to have a "built to sell" type mentality here. 

Kind of the mentality of the war torn countries like Angola/DR Congo - where leadership thinks "get them conflicts going and get them blood diamonds making us rich".

Anywhere from $500 - $2500+ depending on the insert you install and whether you run the vent and exhaust up the old flu or cap the flu and vent/exhaust through the side of the house/chimney.If you hire out the entire job, expect to be in the $1K - $1200 range.

Mentally it's hard to buy into a dipping market, but I think that's where a lot of money is made longterm. 

I welcome and encourage anyone on the forum to chime in if I may have misrepresented anything, but this has been my mental model after spending countless hours running through different scenarios.I dont have a heloc personally but just curious are they all fixed rate / or are some of them variable when rates rise the interest rate rises or when rates fall the interest rates fall.   

The people who share my mentality are few and far between.

It has brought me into a great depression mentally as I have to start all over... but its hard talking and trusting people now.