I don’t know if it’s already been said and you may already know this, but remember the term “team” is a very loose term.

A loose plan in hand is better than a dozen frantic Google searches, trust me.

And now we're on the verge of a third collapse, with a deadly virus on the loose.

I have properties in 3 states and loose very little sleep over them.

When things were going good at the beginning of 2022, people were more loose with their investments.  

Plenty of opportunities to make $, loose $, stagnate and everywhere in between.

Another downside is you loose on the advantages, of the Federal Tax Code, by not closing in the name of a LLC/ LLC taxed as an S Corp, or an S Corp.If you want to close in the name of a LLC/ LLC taxed as an S Corp, or an S Corp, Mortgage Lenders will offer you Commercial Loan Terms (25-30% down, a 15-25 year amortization, and a ballon due in 5-7 years).

Reading thru Vail Resorts annual report the other day and looks like they loose money. 

I know I could look to refi to get the equity out but then I would loose the 3.8%.

I agree and as you said "if you want to make money" but in this case I am not trying to make money, right away but rather not loose money if anything.