Most DSCR lenders will go up to 75% LTV on the new appraised value with 90 days title seasoning.

We are a direct private lender headquartered here in Maryland but lending up and down the East Coast and out to the Midwest.

I would like to get connected with more private lenders in different target area preferably Huston Texas  I can get you in touch with great Lenders here in Houston!

@Aaron Bard- plenty of  lenders  offer  DCSR loans ...contact a  few  for  quotes ...also - dont  pay  any  lenders  at the beginning of the process 

Nothing about this part of what the lender said sounds off.  

It's going to depend on the lender, how it's titled and what kind of refinance you are doing.If you're doing a conventional cash out refinance, a lot of lenders are going to require a 3 to 6 month seasoning period prior to refinancing and it will have to be rented first.

Some lenders only lend to individuals.

As a result, the sale was canceled, we foreclosed, and the second-position lender was wiped out.

This is the max it seems most "A" lenders will loan too, I might get 50% from a credit union but that still probably not help in the short term.How do people keep going?

I'm looking for an overview of how hard money lenders work.