Hey @Sundone Boutvyseth,Similar to what @Brad Jacobson said, your best option might be a secondary residence loan if you want to STR.

However, if you want long-term stability and predictable payments, refinancing might be a better option, especially for larger projects.

What about LaZBoy is that a decent middle of the road option? 

Are there any options out there that won't tear away the margin on flips?

The best option would likely be a construction loan, which can cover both the purchase of the land and the build.

I was looking for some advice (viable target areas in Cleveland or Ohio in general, financing options and credible PM/realtor contacts) from the experts here though especially if you are in a similar boat as mine (reside in Canada/Ontario area and invest in US). 

There a ton of great DSCR options you can find on the Lenders tab at the top of the page, or connect with an experienced broker who can shop all the best lenders for you and educate you on the best options out there.

Since you want to aggressively invest in the near future, you will need cash and the 30 year option is the right one for you.

Can I find 15% down payment options do you think? 

hey David,As a broker, I have several options if you're looking to only touch the equity in a second position lien on investment property.