Does anyone know how insurance companies evaluate these properties and whether or not real value can be realized for insurance for renovation? 

@Venka Pulla It’s frustrating when a property manager isn’t meeting expectations, but transitioning to a new property manager is typically straightforward if you follow a few steps:Review the Management Agreement: Carefully read your current Property Management Agreement (PMA) to understand the termination process, including any required notice period.

Been with a handful of property managers during that time.

If the property manager feels guilty or wants to make the problem go away, they may negotiate a settlement with you.

@donyea @Donyea Jenkins Im happy to help if you need an agent or if you just have a question about a property.

@Dwight HenningRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Have a frank conversation with the property manager. 

@Andreas MathewsThere is definitely availability and demand for property managers.

Your decision to lease this property for short periods is what makes this a short term rental property, not the property itself.

@Janine Sharma The decision to classify your onsite mobile home park property manager as a W-2 employee or a 1099 contractor depends on the degree of control you have over their work.