The heating and cooling seems to cause the vinyl to expand and contract (especially under rugs and piles of laundry where the floor is insulated from room air)   It was especially bad with the adhesive edged LVP we got from HD.   

Some were photos that showed pink insulation hanging from an open ceiling.

A 24x24 shell with no heat or insulation and 15 amp power can rent for $600 a month.

But does anyone have real feedback about how good the insulation is or how practical these homes really are? 

Insulation and drywall white owned hispanic labor. . 

These can help offset the cost of upgrades like HVAC systems, insulation, or windows, which could also make your property more attractive to Section 8 tenants.6.

I have redone the foundation, all new electric, all new plumbing (PVC to the street), all new kitchen, added a bath, new flooring, all new windows/doors, updated all insulated while walls were open for electrical, new furnace/AC, new siding.

They should be doing a load calculation, taking into account insulation and window type if I'm recalling how it works properly. 

While you wouldn't have any protection for the flood damage you incurred (sheetrock, trim, floors, insulation, electrical, contents, etc.), you would have coverage for the wind damage you incurred (roof, gutters, blown out windows, etc.). 

I’m not my first deal the inspector missed a huge problem with the electrical in the attic where we ended up having to move all the blown in insulation after closing and replace all the electrical to the lights in the whole house.