Very time consuming of course.  

There was an article published in Sept 2024 that showed the average consumer would save over $10,000 by working with a broker vs a direct lender over the life of their loan.

It’s doable, just more difficult, time consuming, with a lot more “contacts” needed for each “sale”. 

Rather than use credit score as a criteria, I reject for consumer accounts in collections and unpaid civil judgments.

I think broader consumer taste is killing malls, which includes online shopping, but also even where people are choosing to live and how they are spending their time/money, more broadly.I worked for a company that bought a failing mall back in 2012 (online shopping was "killing retail" then too), redeveloped most of it into more open air power center and sold.  

Unfortunately, that is an expensive time-consuming process.

Our cleaning fee covers professional clean, laundry service, and consumables. 

DTI ratios are generally used in consumer/residential (aka primary) mortgages when the property is in your personal name.

The bottom line is this: Concealment is not asset protection, proper (time consuming and expensive, I know) management, and good, prudent, practices (ditto), WHICH ARE ADHERED TO, and insurance (expensive), are needed for asset protection.

remember, these are NOT conforming loans, so all the consumer protections one might be used to having aren't there.