We have an LOI accepted on a property where the seller is going to carry roughly half of the 25% down payment.

The transaction netted near $1m but he had a 50% partner (not me, his sister) so he netted half (land transaction on large scale ADU development - https://www.cbs8.com/article/news/local/working-for-you/new-...). 

Why only the half thought?

I own a 2-bedroom townhouse with one full bath and 2 half baths.

However, the book was written when home prices were close to half of what they are now, and interest rates were half of what they are now.

Since he had to replace the lock, I am willing to reimburse half of the cost.

And yes, that’s half the type.They miss the other half, which is not only active investing, but in many ways mirrors equity investing more than traditional debt investing.

I also figured that when he parents do pass down the road, we could refinance through a bank and pay off the sister her half of the home, while still keeping the house and the rental income.

Buyer paid for about a year and a half and then stopped paying. 

I actually think you are half right here, I fully expect these layoffs to result in a region wide recession, but that is because people will do everything to hold on to thier house and cut back in other ways.