What matters more is whether the borrower in question has the (i) time, (ii) contacts, (iii) experience, and (iv) ability to effectively communicate & package their loan request to banks & credit unions in a way that is compelling to those lenders. 

My question is can we create a LLC for her and Dscr refinance our current property into it to free up my dti?

They're my best option to build credit under 18 through Authorized Users.

A little background: Feel free to scroll down for the main reason of this post...I started out in 2011 trying everything to make my start in real estate but was not successful until 2015 when we purchased our first duplex in Fresno CA.

This prevents the foreclosure from damaging their credit for years, but also does not return equity.The homeowner may consider selling the house on the MLS or FSBO.  

No recourse to my credit or business credit since I'm not listed on the original mortgage.  

Quote from @Solane Mesfin: I also tried to cancel free membership and unable to do that online.

Would love to have a reliable person to help free up some of our time to focus on growing the business.

Many tenants abuse free utilities and stick their landlords with the amounts that exceed what S8 pays.

You can work with a local credit union that does HELOCs, Home Equity Lines of Credit or Loans, on investment property.