This step must be done carefully to avoid further damage.Structural Repairs: Address any structural damage first, including the roof, walls, and foundation.Systems Repair: Repair or replace electrical, plumbing, and HVAC systems as needed.Interior Restoration: Once the structural and system repairs are complete, focus on restoring the interior, including insulation, drywall, flooring, and fixtures.Safety and Health Concerns:Air Quality: Ensure proper ventilation and air quality during and after the restoration process to remove smoke odors and contaminants.Mold Remediation: Check for and address any mold growth, which can be a common issue in fire-damaged properties due to water used in firefighting.Final Inspections:City Inspections: Coordinate with the city for final inspections to ensure that the property is safe and habitable.Fire Department Clearance: Obtain clearance from the Fire Department confirming that the property is safe to occupy.I hope this helps, best of luck!

So, with no strong odor and no visible stains it's very hard to tell which areas would need replacing.  

The pet odor.

After that, you won't have anymore problems with the odors and mold and dirt and bugs and stuff that love to hide out in the padding.

Additionally, all odors and smells now permeate the entire house, for good or for bad, and the same goes for moisture, grease, etc.

I dont suspect any intentional foul play here, apparently he is a doctor and most likely is in control of the corporation but I need to make sure they arent trying to execute a prohibited transaction.  

We didn't have to go so far as to use ozone, as once the above was done, the odor had disappeared nearly entirely.Best of luck with it!

I didn’t want to deal with them and hoped they would go away having damaged the gutter and created smoke odors in garage.

The chemical odors are so strong that no one can be close by. 

You have no basis for saying “no harm, no foul” applies to finance.