The owner also needs to save for big ticket items that may need to be replaced every 10 or 20 years such as AC, hot water heater, furnace, roof.  

@Alecia Loveless is correct--tenants need access 24/7 to their electric service panel, water and heat, assuming those are individual utilities for each unit. 

God forbid the property is destroyed by fire/flood. 

Some high and lowlights:- I had one tenant that brought German cockroaches in and then blamed it on me- Same tenant asking if her daughter can visit but failed to mention it was 5 more very noisy people- another tenant having constant loud arguments with his gf- tenant saved some of my stuff when the house flooded due to a pipe burst and another time during a monster rain storm.

Coos Bay - The main delay with application in this area is whether the property is on public utilities or has a septic system and private or public water source.

When i replace water heaters i replace all the short pipes.   

However once all was complete, the tub and toilet water still had a yellowish tent to them.

If it's in a high tax /flood area taxes and insurance could easily be 5-6k or half that then with title insurance points and closing it could make senseWhat is the breakdown ?

Lead water lines have been a big topic here and I imagine in every older city in the midwest and east coast.

Water in San Diego is real expensive.