And I feel the ideal portfolio can benefit from the diversification of both.I feel directly owned properties are great because they give me maximum control and the ability to tweak them exactly how I want.

With the potential for construction delays, increased renovation costs, rising interest rates on the HELOC and final refinance on the DSCR loan, being 100% leveraged in a deal feels risky.Most of the deals I have been 100% financed in have required me to dump a lot of cash into them consistently because there is no margin between debt, cost, and revenue. 

Flipping could also work if you want to be more active and use hard money to get in with less cash upfront.What feels like the best fit for you?

I am seeking a loan of 240K, which is about 75% LTV of my total cost basis, and only 67% LT ARV.Cash investment is 110K, and we should get 80K back from the loan with the intent to do it again next year at the auction.I feel like this is a win-win for me and the bank, but, as I mentioned, they only want to give me a 5-year ARM.

Feel free to send me a connection request.

Electrical work was done in the past 10 years, all romex.I don't feel so confident about this deal since my last deal was 350k purchase price, 100k in renovation and 700k sale price but I need some place to park my money.

And I feel the ideal portfolio can benefit from the diversification of both.1) Holdfolio isn't a match for me, personally (due to not enough experience, skin in the game, etc).

I feel like this is the best option available right now.  

But it shouldn’t feel like a fight.

Feel free to reach out