The long-term relationship, with those we genuinely like, over dozens of deals, is where we make our money.

Hard money + HELOC is common, but be sure the terms and carrying costs work for you.

If they want your money, @Pavan K., why aren’t they offering you a stake in the partnership?

I need something that can protect my money from inflation.

Here’s the breakdown:Financing & Investment Details: Total Project Cost: $750,000 Purchase Price: $450,000 Rehab Cost: $300,000 Total Investment Needed: $750,000 Private Money Loan: $550,000 (1-year term at 9% interest) My Cash Investment: $200,000 Interest for Private Money Loan: $49,500 Closing Costs for Private Money Loan: $0 Closing Costs for Refinance: $27,000Total Cash in the deal:$750,000 + $49,500 + $27000 = $826,500Exit & Refinancing: ARV: $900,000 After renovation, I refinance at a new loan of ~$675,000.

This would include money normally budgeted for a traditional loan payment + money simply not needed (positive cash-flow).  

So buyer brings more money to the table . 

Told me that I could not get a loan because I lost money. 

This helps save you money in interest if you can tap into that..

My 2 cents.Kids need to be taught how to manage money and wealth.