That being said, there's more to the equation than just rate and fees.

The 70% rule is reserved for talking points by the guy on stage talking to an audience who they’re trying to sell a coaching program to   It’s a get excited number not a do a deal number   The equation is: maximum of 65% of AS IS value.  

Yup half of these ideas are OLD NEWS  I never equate Texas and low tax's LOL also my concern with build to rent subdivisions is not the rent or the first 3 to 5 years but the exit in 7 to 10 years which is average hold time for investors.. 

You're going to be needing to equate that to a real gross of $600k, probably closer to $650k.You may "hate" your job, I'm willing to bet you just need a shift in your perspective and search for some hobbies/thrills in life.

Keep trying until you find an 'equation' that works for you.

I had to strike out 'friendly' from the equation.

@Gustavo Delgado you’re missing parts of the equation.

Quote from @Stuart Udis: Unfortunately there's a ton of online content teaching novice investors that reaching XYZ number of doors equates to financial independence.

So Jim that begs the question in your market that is what 30% Black where with huge unemployment numbers in able bodied Black men.. where are they in this equation and why are they not out there being roofers painters carpet folks etc. ?????? 

Most people tend to agree having more money vs less equates to "better problems" but there is a cliff where that doesn't matter very much anymore.