@Timothy Frazier  This will be tough as the HML will want a 1st position loan, but so will the other lender providing the rest of the funds. 

@Jacob Hrip For a first-time investor, financing options like a HELOC or private funding depend on your strategy and risk tolerance.

Best bet would be a “partnership” with a monied individual looking for a high risk/high return passive investment with you providing the “active” part.  

Depends on what your goals are. 1-4 units are still residential, so it doesn't really matter how you start.

Depending on how this progresses, I may be making the North Carolina Attorney General aware of the situation.Hope this helps!

This diversity provides a certain level of stability to the job market.Population Trends: The population has seen modest growth in the last decade.

The main hassle of conventional lending is being able to provide proof of income and seasoning.

Lease Terms: Determine a monthly rent payment that covers the HELOC repayment (interest and principal) while providing some positive cash flow for you.                    

The flat fee buyer agency fee reduces the amount of the buyer credit/refund, generally by $6,000 (although options range from $999 to $8999, depending on how much help the buyer wants from the agent).

Total time spent throughout the year may be significant, depending on the number of properties and amount of activities, but year end is no more difficult than any other time period they're doing.