This has created a "shared driveway" with the neighbor making an ugly curb appeal, not to mention cutting their lot in half.

Is the option government supplied insurance where taxes supplement the insurance?  

Perfect for today’s market.Speed of Approval: He was aproved and had access to funds within two weeks, which gave him the edge to close on a high-potential property.Clear Communication: The team explained everything in plain English.

Some banks and lenders will cut you off at 6-7 even if your DTI is below the normal percentage.

That would mark the third rate cut in a row, a full percentage point lower since they started cutting in September.

I've cut 99% of unwanted calls doing this routine.

I'm thinking I can get a nice purchase price if I under cut the banks by 1% and offer 15% required down as opposed to the traditional 20%.

@Albert Gallucci this is the 64,000 question and I tend to agree with @Jaron Walling it's really not that cut and dry. 

Just looking at Zillow I’m having a hard time making the numbers work between prop taxes, insurance, management on 20% Down vs cash currently earning 5% (albeit that 5% going away soon with rate cuts)  To be completely honest, there's not much right now that will give you decent cashflow without getting into a full rehab.

Your background gives you a unique edge in making that pitch.