The amount of reading and information you have to consume to sit for the exam is bonkers. 

I was involved in a bunch of industries—from wellness and gyms to digital marketing and consumer products.

Just like any aspect of real estate investing, non-consumer lending at a large scale is a relationship business. 

Everyone knows realtors if they are consumer, it's very unlikely a cold call is going to warrant even an answer these days with call screening.

There are many reasons that adding a single ADU in southern CA is a less than ideal RE investment (i will post a list at the end) but the negative initial equity is a primary reason as the initial negative equity position consumes the initial cash flow and can take many years to recover.As for converting your home to a rental….

Its easy to store this proof forever. 

Do you plan to live there forever?

@Karen SmithAs jay mentioned private lending has been around forever and it’s really not on the rise - I think it’s always been a large player in the real estate investment space for short term loans.

We recently purchased our "forever" home together in another county and applied for a homestead but of course we were denied because they found out we had 3 active ones in another county.

Very time consuming of course.