It depends on the lender but at a min they must follow TX SML or lending laws in the state in order to compliantly lend in TX, on whether choose to apply this guideline to all types of occupancies or transaction types (non owner investment, second homes/primary residences, etc)80-85LTV on rental properties is only on the purchase for fannie/freddie loans but on rate term refinances its max 80% and cash out max 75% for 1 unit and up to 70% for 2-4 unit cash out conventional.On HELOC's and rentals are up to 70-75% depending on the HELOC investor or product.Its good to distinguish between what the lenders are willing to do and for which product and also these loan products must abide my state law as well as an additiona layer of "overlays," on top as well (whichever is worst / most conservative).

FHA may have stricter KML laws but I know for a fact that Coinbase is compliant as I have had no problem transferring large amounts of money between coinbase and my bank (Wells Fargo). 

Also, would like to go with someone who is tcpa compliant, as I am licensed and want to be careful.Thanks,

Not everyone is going to be voluntarily compliant to this request. 

The problem with those is that you have to integrate your account via API with Twilio and you won't be able to scale your daily texting volume past 100-200 texts a day before your account starts getting blocked for sending too much and for not being compliant

Also, there's the added risk of being compliant with federal regulations & state laws as well as properly assessing/vetting both the borrower and the property.

However - if they're there and verified to be inspectors to ensure the unit is compliant, then yes you are obligated to let them do their jobs.

Lease Agreement: Use a compliant, detailed lease covering rent, rules, and responsibilities.2.

so for seller carry back to owner occ to be dodd frank compliant this license or person is needed..

Without proper permits, there’s a chance the city may request you to revert any non-compliant additions (like the extra bathroom) to align with code standards.When it comes to refinancing, banks tend to look closely at the property’s legal compliance.