Quote from @Angel Dejesus: Quote from @Derek Bell: I have a commercial building that I bought for 800k last December.

You need a company vehicle for the guy to get there.

Anybody has the historic yearly appreciation data on storefront retail spaces in mixed-use (with hundreds of residential spaces above) commercial real estate? 

I am hoping to have access to about $80-100K through sale of some vehicles and HELOC.

Having a commercial policy usually only covers property and liability, hence the reason for having the umbrella as well.

Consult eviction attorney regarding commercial; I'm specifically a residential PM and commercial usually has different rules because of the nature of the investment and occupancy (tenant doesn't [usually] live there)

Have a portfolio of homes I'm looking to cash out on and put into commercial or large multi.

If you can have 10-12 units on the second floor, then it seems like you would have the footprint for multiple commercial units below.

Commercial Growth 🏢E-commerce growth is driving demand for industrial & warehouse spaces great news for commercial investors.6.

If your business bought a vehicle and you deprecated all at once  that is going to be a significant decrease in taxable income , but as seen above you can add it back for your income for the loan.In addition, if you have any debt on your personal credit report that you can show that the business has  paid the debt for 12 consecutive months you can exclude that debt payment from the debt to income ratio.