We are riding from cap 9 market to cap 3 market, everyone in BP that invested in 2009 is rich enough lol.Now................ the difference is the effect of asset when financed with short term debt vs very long term debt.With very long term debt like residential we have reduced appreciation rate in different market (from -2 to 6% market)to a collapsed of valuation (in CRE using short-term floating) with (DE-)appreciation from -10 to -30%( one 100 bps changes in spread causing a decline of valuation to 10-15% and/or 10-15 DSCR from my napkin calculator ).

Look up my history, look back to what I was WARNING early into covid, of no collapse, of no don't wait for some BS "reset" buy now or cry later.

This increase is partly due to fraudulent insurance claims and the aftermath of the Surfside collapse, which have made insurers more cautious.

WAY overpriced, over developed, Insurance through the roof, condos are collapsing, in price, owners cant afford the assessments you want more LOL 

PM said septic issues and hired had a guy quote me some ridiculous number like $50k, said they were collapsed, but they weren't. 

Had the well collapse so I had to put a new well in that was 300ft.....

And it will get much worse (office values have collapsed) both from pure economics and idiotic social policies.

Only 10,000 are electric vehicles.EVs are only affordable with heavy subsidies, and even then there is good evidence that they cost more for the user, the environment, and society in general.Just wait until the electric grid collapses.

Hey @Inigo Alonso Gago, I hope you are finding success in my home state of Minnesota.Obviously govenment-backed loans make real estate operations more profitable in the US, but if no profits were possible in Spain the entire rental market would collapse.

Is it urgent I have to replace that retention wall which may cost thousands of dollars or can wait until that retention wall collapses completely?