However, this is not specific legal advice to you, just an opinion based on the circumstances described.Do I Need an LLC to Invest in Real Estate?

If you’ve yet to build up substantial credit in the U.S. you can apply for foreign national specific loans that don’t take credit history into consideration when qualifying as in some circumstances you can get better rates and terms applying as a FN when your U.S. based credit history is in it’s infancy.

Enforcing the "waste" clause (neglect or destruction of part of the asset backing the note will simply lead to foreclosure anyway). 

They've neglected their recordkeeping all year long and now find tax time to be very stressful. 

I could be way off, but I really don't think you can buy homes at the tax sale in most circumstances with $100-$200,000 spreads between purchase and sales price. 

Renters insurance will not under any circumstances "satisfy" your mortgage company.

There is almost no circumstance that will save you more money then living at home provided its rent free.

So, while on the surface it sounds like you are entitled to your money back, a closer look at the contract and circumstances is needed to verify that.

Unforceeble circumstance?

Her leaving was bittersweet, as it was for a great personal opportunity for her.I’d love advice from you seasoned landlords:Should I lower the requirements in light of the area’s circumstances, or wait it out?