I WANTED to allow late payments for 'emergencies' in my low-income apartments to avoid churn and keep good tenants that are paycheck to paycheck.

If the income level in the zip code is very low, you will have a large amount of churn.

Thanks to youtube videos that glorify the burn em' and churn em' mentality you are getting people who will rush through the process, hike up their fee, and look to settle for the rest of the year since they made their salary. 

On top of that, I am into credit card churning which means I apply for an average of one credit card per month to get the sign-up bonus.

Having a laundry room in-house is a god-send.So that means your tenants are less likely to churn out.

I have talked to multiple eviction attorneys in LA and most of them are factories, and churn through the traditional 'tenant not paying their rent on time' cases.

You will have to train them and probably burn and churn several before you find the right one.  

It's just my personal style, but I would just keep churning the BRRRR cycles instead of paying it down. 

You can hear the gravel churn while in your living room with each passing car.

The calls on the forums churned out many scammer type inbox messages, while the list Jay has above has some great companies, we spoke to many of them on our journey so far.