At that time I'll attempt to structure a 10 year term unless I consider a shorter hold period in which I'll negotiate the lowest rate possible to fit a shorter term more closely matching my remaing hold timeline.

I attempted to provide the most transparent and up to date information on this site. 

Don't attempt to figure things out on your own or act as a GC or PM when you are using other people's money. 

BiggerPockets is free so it attracts all kinds of characters which can taint the picture. 

And it's wrong for you to attempt that.

Unfortunately I was not able to put much away for retirement most of my life so I was thinking about attempting to buy 4 rental units over the next 4 years with the hopes of building up something that could generate income in 5 to 7 years to supplement my retirement at 68.

The seller had attempted to buy me out of the deal but ultimately realized they had no legal grounds to back out.

Well I have seen this come into play - I had someone who has a note in florida that was a non-owner occupied loan and the lender claims the borrower failed to make payments on this and attempted to record the deed in lieu.

These modifications are carefully crafted to incorporate ADUs seamlessly, aiming for a delicate balance between increased urban density and sustained neighborhood character.

If you have ever played the Cash Flow Game, you are pretty much the poster child character in the game for a high-income investor.