If you are one those, the MAIN question in the present thread is not for you.I believe many people in this forum have stopped buying tax lien certificates at auction before 2023.

Quote from @Jaycee Greene: Quote from @Mark Daniels: I know in residential lending you can get a HELOC to borrow a down payment to buy another property.

Investment Info:Single-family residence buy & hold investment.

You don't have to buy a 4 plex in order to advance.

Don’t forget practical items like toiletries, a cozy blanket, and a handwritten welcome note.To balance cost and quality, consider buying in bulk or looking for local products that offer great value.

Another alternative would be to buy the property yourself, keep the mortgage in your name but have your daughter on the title.

See this next link where the IRS lien myth gets busted:https://www.biggerpockets.com/forums/311/topics/91948-buying-hoa-liens?

Let them know how much you enjoy living in the home and mention that you’re planning to buy your own property in 2025.

You don't need a conventional bank to buy a property.

I have been considering asking to buy the single family in cash to separate the deal but would like that amount to be subtracted from the purchase price while keeping the cash I would spend on the down payment the same to include the single family that way the seller gets the same amount of cash upfront.