Wells Fargo, BOA, Chase, Citigroup? 

I can have them notarize they will scan an e mail them to title for me.. really what more can you ask of a bank and do you think unless you had multi millions in cash in a Wells or BoA you could never ever get this service.

I contacted my mortgage broker from chase and BOA but it appeared they weren't too much familiar with this. 

I can help you track down BOA’s attorney, but they won’t speak with you without the owner’s written authorization and they will advise that the owner must communicate with their servicer regarding pre-foreclosure alternatives (which include short sale).Please don’t hesitate to send me a message if you would like any additional info.Good luck!

Unfortunately with the way the market is right now and the big buy out of Countrywide from BOA (will it really happen or not??)

Most major mortgage lenders, like BOA, are requiring 20% down on investment properties.

Someone once told me that BOA and BB&T were the only banks in my city that were portfolio loan banks.

BOA is holding Countrywide off sheet right now.

Since the agent will be holding MY money until used, in an account in my name, I believe, do I need to be sure the funds are not in BOA, and since the money will be over the insured limit, that it be split and kept in 2 separate banks?

BB&T and BOA used to do portfolios but don't know about today.Ask some realtors that work with investors to give you a banker's name they know will will loan money.