Bill

Your margin for error on a house that is valued under $100k is so tight.

Plus by going with you, they won't have the benefit of an agent's errors and omissions insurance, the support of their brokerage, and the experience an agent has in protecting their clients from everything that can go wrong in real estate transactions.

If you feel like you did the tax returns incorrectly the past few years, you can have your new accountant look them over.If they see an error, there might be an opportunity to amend the tax returns and get a refund.Best of luck.

If you owned the local grocery story, you wouldn't apply their grocery bill to their rent payment.

@Bill B.

Licensed contractors supply materials and subsequently warranties.Also how would a flipper comply with assembly bill 968 if they supply materials? 

Credit report - We review their credit report for payment history and ongoing bills.

You could read 100 books and still need to learn more because certain things must be learned through trial and error.

So you pay for it with a credit card and when the bill comes you make the payment.