But, guess what they are not loan officers or underwriters so they turn out to be  wrong.

I found the key is to go into one of the local Secretary of States offices. 

I moved to a new state and was curious to see if I should open a new LLC for a new state and if anyone had reccomendations other than a local attorneys office to create one.

seems to be with the power of REI nation in the market place wholesalers would be lined up to present deals to U guys first .. invite them into your offices and give them the tour like you do your retail buyers..

However, I was talking to a DSCR loan officer about a property I was looking at and they told me that they would only lend to an entity like a LLC or corporation; they would not lend to me individually.

Meaning you can sell an apartment and purchase an office building and it's a valid exchange. 

I have my offices for our restaurants/real estate in the fourth unit, since it was a commercial space.

-Will it be robust enough to track additional business expenses that are NOT tied to a single property (IE; Business insurance, Home office, ETC?)

In my office - applicants cover the fee entirely. 

Hi BP, loan officer (broker) here.