Living in the Moore area, watchmaker of 5 years, doing 3D jewelry designs and learning the real estate ways for over a year now.

I’m in my 20s and his advice doesn’t mean jack squat to me because I don’t carry CC debt, I have multiple streams of income and I do spend money on flashy cars and jewelry and watches.

So remove any jewelry before shaking hands!

When I finally got a job after graduating my MBA and passing my CPA exam my mentality when it came to money was not responsible at all.I saw thousands and thousands go to Uber, jewelry, designer clothes, and parties every month.

Jewelry is expensive to make and therefore you are paying for more than the value of the gold.

Furniture, jewelry, paid off cars or a lien on your personal home?

If one doesn't own real estate what type of document is used to secure non real estate (i.e. jewelry) as collateral?

Also, jewelry is typically a set max too; however, they can get a rider on their policy and get an appraisal if they have jewelry that exceeds the amount the policy covers (which is typically $1500 or $2500, but policies due vary, so will need to confirm).Finally, when purchasing a policy, I recommend doing an extensive inventory of items and if at all possible, taking pictures of those items.

No cash, jewelry or homes.

Sorry about your financials , When things get tough , you have to get tough , do what ever it takes , short term loan from a friend , pawn a car , sell jewelry , give blood .