But if they gov't changes to a 90 day minimum, you would have to operate as a 90 day rental or longer.And talking to local experts, if you want to own a STR on O'ahu, your safest bet is to buy a unit in a Condotel that is located in the "Resort" zone of Waikiki.  

But, I bet-ya it's also effective.  

Honestly, upgrading to a commercial-grade stackable setup like Speed Queen or Maytag might be your best bet.

I bet $1 this a bot. 

You can talk to the bank about a loan; however, my bet is they will want some form of contract and scope of work and will only pay him at set milestones.

If you could furnish the rooms, I'd say that is best bet for cash flow.

For example, many of my off-market properties came through connections with other property management companies and real estate agents who knew I was serious, trustworthy, and ready to act.One of the pivotal moments in my career was realizing that real estate isn’t just about the numbers—it’s about the people behind them.

Again, knowing nothing about this particular company, my bet is that type of company will require money up front just to consider whether they can help you out.  

I’m hoping to find more success in Phoenix, but as you stated, the old fashioned way may be my best bet.

Sales agent gets slightly more aggressive than I like, but other than that, they seem more trustworthy than other opportunities like this that I come across.