Theyre great products for self employed borrowers who will not qualify for traditional loans, but there's a premium for that convenience.

While traditional loans might be tough with current interest rates and no W2s, there are definitely creative financing options and strategies to consider.One possibility is exploring seller financing.

As of lately, the traditional BRRRR is not working with the higher rates and low inventory as, others have mentioned. 

The seller is open to seller financing, which presents an incredible opportunity to grow without traditional bank financing.

I, like Jarrett, work a non traditional schedule.

I have used both Traditional (pre-tax) funds, Roth and HSA.

Thank You for the input, it's confirmed there is not a straight forward traditional mortgage option.I'm looking for a property in the 100k range.

Purchase price: $8,000 Cash invested: $20,000 In 2013, I decided to put much of what I had learned from books into action by purchasing a two-bedroom home—not as a traditional investment property, but as a home for my mother.

Quote from @David Martoyan: Has anyone here successfully adjusted their strategy to focus on finding deals that don’t follow the traditional ARV formula?

Maybe we can do seller financing for the $172K and then get a traditional mortgage after the fact with delayed financing?