We calculate rent plus all debt payments as a percentage of gross monthlyincome.Our underwriters strive to analyze and balance all the information above to determine the statistical likelihoodof a tenant paying their rent on time.ApprovalOnce an applicant is approved, we require a nonrefundable Holding Fee to make sure they are serious and don’tchange their minds.

The sale describes HUD loans which statistically has LTV's less than 100% within its portfolio.  

I've seen soo many statistics, so many data, so many non-public information where the situation at CRE is much worse than 2008, in 2023.You can't imagine class A San Fran office is valued at below $200 PSF , in Portland even it's less than $70 PSF.

@Priti Ag Airdna and Rabbu would probably give you more in-depth statistics about the demand.

Forgive me if the syntax on these stats are incorrect as I've never really looked into these kinds of statistics or how they are presented.Lastly the property management company is Oceanpoint, he provided their address and a contact which I won't repost here but a google search shows them making some headlines in 2015Overall he seemed like an OK guy.

Because real estate information from other sources is often too broad, we generate our own statistics.

Good writing, lack of knowledge on the historical context of the industry (outside of statistics).

If you have multiple rentals, you may need to seek recovery in the aggregate and then decide your priority of restoration.This is a bad day, but statistically, you're good for another 100 years, no matter what "expert" pipes up with his uneducated opinion.

However, my perspective is more cautious, driven not just by statistical analysis but by firsthand observations in the field and insights from investors and developers across the country.

How one gets those statistics I'm not sure and everyone has a different opinion on this.