Fast-forward to the divorce (messy, bad, abuse, etc.)

We have late fees, pet fees (though less these days with the whole service animal abuse), parking fees in some cases, storage unit feeds, coin laundry revenue etc... it can add up.Good luck.

This is backwards, since women tend to be physically smaller and thus more vulnerable to attack, and are the overwhelming target of sexual assault. 

The rep became extremely rude and verbally abusive on a phone call with myself and my agent..

If you have one abuser, it won't affect everyone else systems.One thing not mentioned that could possible be a concern is were they are placed. ie. are they all positioned well for inspection and/or replacement if need be?

And is abusing it and making it impossible for the other two tenants to live there.

Take the Path the Jersey City or a bus to Weehawken or Union City one weekend and walk around.

As long as you don't abuse this and don't use it for personal use you will be fine.

Drugs are rampant, abuse is prevalent, it is how it is.

Problem with including utilities in the rent is some tenants can abuse it (eg leave water running, windows open, etc).