Originally posted by @Jai Reddy:@Nancy Bachety Homeowners Insurance does cover ‘acts of God’ like hailstorms slamming my roof which then needs to be replaced.  

@Jai Reddy I'm curious to hear why you started using Excel instead of Yardi and any ideas or processes you have with Excel.

@Jai Reddy They absolutely are and it is also strongly solidified within the Swiss culture (also an entire subcategory of hunting for lesser known but high-quality brands).

Originally posted by @Jai Reddy:@Chris Mason Fascinated with your (mortgage banking) perspective.

@Vishnu Reddy sounds good.

@Ross Y. as @Jai Reddy said, with the extra info you provided in the second comment, that your wife qualifies for REPS, you can certainly use the extra losses from cost seg, beyond your rental income, to offset your W2 as well as the other active gains. 

@Mallikarjun Reddy Pateel - Where is the property? 

@Mallikarjun Reddy Pateel thanks for the question...curious to see some responses.My prediction with these virtual management companies is they evolve to control the industry, or fail miserably and take all their clients out of the investment industry when they fail...they are reactive management, and that is recipe for disaster...who is walking the property every quarter to make sure the gutters are not clogged and backing up into the basement, destroying the foundation...or interviewing tenants, and keeping rental increases regular...are they actually addressing tenant needs?

@Eswar Reddy anything is possible, but if a commercial to llc assume they are not basing it on your income.

@Jai Reddy - yes Raleigh area.