If the loan amount you are looking for is small relative to the value of the first and the second property combined, they are very well secured on a LTV%; ask for a 1% point lower rate.If you don't want to Cross Collateralize, do you have any CD's or MM you can transfer to this bank as collateral. 

Transferring a property title later could be deemed a taxable gift if it exceeds the annual exclusion ($17,000 for 2024).

Talk to a mortgage broker or lender experienced with LLC-owned properties before transferring ownership.

They probably have it setup to automatically transfer instead of shutoff to protect you when the tenant doesn't pay the bill.

It would be wise to rectify it before transfer of title so your starting off clean and hopefully won't have any issues when you go to sell down the road. 

I completed my AA in business at a 2 year school, transferred to a four year school to finish up my finance degree.

In my case, my specialty is flipping the transferable residential development rights from resource land such as farm and undeveloped rural-residential multi-acre parcels.

These are very different than Subject-To, as the loan actually transfers to your son's name, and off the seller's name. 

A minority of 401k providers will let you transfer the loan to a new provider, but I have yet to experience that option with any 401k I have had. 

I believe the idea is that if you transfer a property from your name to a trust you own, the Due On Sale isn't called.