I have heard from people I know near the fires (including one who's house is the only one left on his block in the Palisades and one in a similar situation in Altadena) that smoke damage was not covered by their fire insurance..Hard to say what I'd do in your shoes since it sounds like it's more than a financial investment.

I would very much appreciate opinions/advice from others who have put thought into these things and maybe even implemented some of the plan.1) What financial help, if any, do I provide to my children as they become adults and throughout their adult life?

They really want to sell and don't plan on buying another property3.

, but going all in on my self-employed business as a financial therapist means two things: 1.

What kind of planning do you do throughout the year to minimize your tax liability? 

@Pedro TorresBRRRing OOS - it can be very dangerous:(Too many newbies take contractors and agents at their word, when "trust, but verify" is extremely important.You should try to plan 2 trips for a BRRRR:1) Initial walk-thru with contractor(s), which you should video for documentation & accountability.2) Final walk-thru BEFORE paying out final amounts to contractor(s).

- Cut back on your renovation plans.

Then have fun locating planning and purchasing your new primary residence.

Hope Is not a good investing plan. 

They seem to be a financial planning company with a bend to aggressive investing in alternative assets.