@Jay Hinrichs shout out to you too Jay!

If the bank will call their note if you commit to the transfer you can also check out this article as one strategy that has been used to work around the issue.This is not legal advice, just my opinion as a real estate investor.

It is easier to parse it out, but still, not as valuable as I would like.

@Wiley Hood to be honest, with all the new regulations around documentation for cost segregation that has come out, I recommend having a professional do them.

@William Fishergreat question thanks for posting, I was just looking around for posts that were related to this.

but careful planning and documentation are essential""...making sure that your wife understands what she needs to do to document her hours and activities."

Everything worked out and see DSCRs in the future.

I have a question about purchasing a duplex and renting it out. This

Is this true? 

This is a touchy subject.If you observed specific concerning behaviors during interactions, such as rudeness, aggression, or disrespect for property, these could potentially be valid reasons for rejection if documented properly.You should add one very important things to do on your checklist, past landlord references and it must be legit and find out why they aren't there any longer.