Many people don't realize that you gain as much or more net worth through debt pay-down, and while it's less liquid than cash flow, over a 5-10 yr hold period it's considerable if you buy in the right areas with the right asset class.

Why not use your IRA to just buy the property? 

i would not buy a random property in Alabama that you find on Zillow and turn it over to people you've never met just because the price point is appealing.here are some threads on how that can go:https://www.biggerpockets.com/forums/48/topics/1160450-run-i...https://www.biggerpockets.com/forums/12/topics/1215726-break...https://www.biggerpockets.com/forums/48/topics/1137397-balti...i own property in 3 states - happy to answer any questions you have.

Investment Info:Townhouse buy & hold investment.

that OR consider buying a property you could short-term rent to people who literally just want to visit the casino if it's a large/decent one. 

I gave her 30k in 2024 and that was to buy a new car to replace her 15 year old Accord (which just keeps on running). 

Buy your next property with all cash, fix it up with cash, and then do a cash-out refinance afterward.

Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be.

Investment Info:Single-family residence buy & hold investment.

Buy new properties in existing funds while trying to sell off the dogs or get the fleas off the dogs.4.