I believe this situation was handled in a way congruent with BiggerPockets values and ethos - information was discovered, we gave the user in question an opportunity to respond publicly to the allegations, other members of the community chimed in to make comments and ask questions of their own, I made the decision to close the post because I believe many of the top viewpoints were discussed and I didn't want it to turn into shameless trolling with no additional value, that whole thread remains up for community members to view into the future for transparency and anyone who reads it can form their own opinions with the information presented.

Until I had my own I just used the state long term lease agreement.

If applicants can't qualify on their own, I don't rent to them.

Everything I own is in an LLC including my residence.

Advising him to invest in anything on his own is foolish.Chances are he will lose it all, or pi** it away, on cars and toys before he is 25.

I'm not sure that the US has any lessons to give to the rest of the world when it comes to infrastructure when so much of its own is crumbling and has been for years, as acknowledged by the US government itself.

Quote from @Scott Trench: Does the math change on using a HELOC if you use the HELOC for a short term period, until completing a cash out refinance on one of the LTR's that I own? I

A good agent, who understands RE investing (and actually owns their own) is a great place to start

I’m only 24 and no one has really helped me (in terms of guidance) so I’m trying to figure everything out on my own. I

If I had tried to do this on my own I would, more then likely, still be spinning my wheels.So far we have bought 2 performing and 3 NP notes through a variety of sources.