Affordability provides context for how high the market ceiling is; at the end of the day, prices can only go as high as people can afford to pay, so higher affordability in a market with strong fundamentals suggests room for sustained price appreciation.After crunching the numbers, here are our top twenty markets (of the originally filtered 120) sorted by EMS.

Every decision has a trade off, between work and school you could sustainably choose to run at those two things 80+ hours a week.

Cornell also highlighted one key point that resonated well with the crowd- Birmingham’s greatest opportunity right now is Marketing. 

To be sustainable you need some appreciation to make the capex worth while when you look at the long term numbers.What's the solution?

Thompson called it "another step to ensure that [Fannie Mae and Freddie Mac] advance their mission of facilitating equitable and sustainable access to homeownership."​​

Many project oriented businesses (non-RE) cannot predict where their next contract will come from, yet they are still very viable and sustaining businesses.

@Rachel Hertel - Regarding potentially "not" qualifying, you need to understand FHA's "Self Sustainability" or "Self Sufficiency" test.

Especially if Nevada's economy remains strong and California fails to build enough affordable MFR to sustain its economy.

Lenders want to make sure that the income from the property can sustain your principal, interest, taxes, and insurance. 75% of your gross rents need to cover this. 

These are the actual financial damages you will have sustained.