The shorter the prepayment term has an impact on increasing the rate.4.

You also make no mention of dividend payments in non-direct recognition policies that increase cash value over time regardless of the policy loans outstanding. 

Also, I think ALL the same color and All the same sheen does not look attractive. 

Make sure you get your financial house in order first -- decrease debt, increase income, & maintain a good credit score.

Seek out regions that are seeing increases in infrastructure, employment, and population expansion as these factors can eventually raise property values.Pitfalls to Avoid:Overleveraging: Take care not to put too much debt on your shoulders or overextend your finances.

We've even seen insurance on our Berclair houses continue to increase more than ever the last 2 years. 

I also like the idea of delivering either a non-renewal before they move in, or a rent increase. 

Just met with our tax advisor and he said it does work to increase your deductions for your LLC if your LLC rents out your home office.

Here is an update on a black couple who, after "whitewashing" their home, saw an almost $300K increase in the appraised value of their home: https://www.nytimes.com/2024/03/25/realestate/racial-bias-ap...

[emphasis mine][snip stuff about tax extension dates]Any borrower breaching such covenants will receive a three percent (3%) increase on every commercial loan you have with the bank for each covenent (personal financial statement/rent rolls and personal/business tax returns).