In my experience with Equity LOC and Equity Loans (10 years in banking)On a HELOC you only owe what you use, this gives you flexibility and allows you to strategize, and gives you time to make the right decision in your real estate investment Is always there if you need it. pose to a HELOAN, where yes, rates on a HELOC are variable but HELOC rates are typically lower than HELOAN.  

I'm not going to get into all of that here, but it's important especially for people in a hurry.Based on this formulation, you really have 3 questions to answer, since the goal is already known:1.

In this inverted yield environment we are paid well to be patient and strategic. 

I strategically chose to develop the skills of sourcing used homes, transport, set up, reno and resale of them.

Others did strategic default and purposely stopped paying because it took the bank so long to foreclose.

@Jeremy Lee what your experiencing is the industry working through formulating a solution for a problem.     

But they do borrow a lot - strategically - and are mortgage heavy. 

I'm setting the strategic groundwork for my MMLLC to expand quickly in REI.

To start, I’d love to strategize with boots on the ground types in the following areas of expertise:1).

@Nick Tarantino I like San Antonio and Austin because of the business growth and the strategic location in the country with lots of migration