Very interesting and counter-intuitive, but I can see how that might make sense when stretched across many markets.Anyway, thanks for sharing your hard fought wisdom.

This is a stretch.  

That seems like a stretch. 

However your principal paydown, appreciation, and potential rental income serve you 1000000000 times better for a 3 year stretch.

The Energy Cooridor is a stretch of I-10 from roughly Beltway 8 to Highway 6 where a lot of Oil & Gas company corporate offices and related industries have taken up residence.

I usually don't actually get to 10% vacancy, but it helps me to not feel stretched when you do get those longer gaps.

If you took out a HELOC for the same amount as a standard mortgage and stretched payments out over the same term, you would pay the same amount.The other scam associated with this is the idea that you can float HELOC payments.

But beyond that it doesn't feel right that you are stretching yourself so thin to seemingly support your entire extended family.

You can afford to stretch yourself thin.

People stretch themselves and don't have proper cash reserves.