The paneling sounds like an expense to me.

Just passed the 2 year mark of living in our current condo and about to move into the vacant unit of a 4 plex back in the state we grew up in.

What are the ways to reduce putting down payment amount less than 25% for multifamily buildings with 6+ units?

How many units?

Hi, as a veteran in WA state looking to get my first deal in real estate at times it's overwhelming and I could use some help with finding that first opportunity whether it be wholesaling or storage unit investing, etc.

Hey Brian, I have multiple units in Cleveland giving me steady returns, if you need help finding a good neighborhood to start on, let's connect and discuss how I can help you out.

I wouldn't touch Cleveland till it crosses 250k average housing unit which at this rate is probably 2050 

Generally any multi family purchases 5+ units is considered commercial, and although many lenders offer financing, the down payment requirements will be slightly higher..usually 25-35% depending on the number of doors.  

For illustration purposes, I purchased two side by side 3- unit buildings, each zoned RSA3 (a single family base zoning district's).

I have a 3 unit property in Chicago.