And, I hope your inquiry has encouraged women to be even more proactive in posting and interacting on here.

I got quite a few inquiries, however it is difficult to get them to respond.

Keep in mind the negatives with a HELOC:* The untapped portion of the line can be revoked at any time for several reasons, such as your credit score taking a dive because you put a lot on a credit card one month (the banks regularly do score inquiries on their LOC borrowers), or the bank's valuation computer says your property value has fallen.* The note rate has no cap, it will rise with Prime.Sometimes the better loan is an ARM through a low-cost local lender.