At that rate nearly all of your money s being invested towards the principal and you’re not saving as much on your interest or decreasing the lifetime of your loan.

That's when I went digging in my email archives for the course I bought 2 years prior and luckily I had a lifetime access to the course.

There COULD be a good oppty if you find a good tenant that pays near or actual market rent - less competitive and in the grand scheme of things, still going to pencil out more than someone paying 30 percent of market. 

I will be putting down 25 percent, expect the loan to be in the size of 500 K to 750 K.

You gotta think about closing cost as well as the 3.5% percent down.

My name is Miyatta (MiMi) and I am a 21 year old junior in college looking to build a passive income, a understanding of the real estate world for lifetime use, a network, paying off student loans and saving for dental school.

I'd much rather have negative cash flow and seven figure appreciation than $200, 500, $1k per door each month with flat appreciation... who cares about that pocket change, it would take many lifetimes to accrue enough cash flow at that rate to equal what a high appreciation property can achieve in a decade. 

Have Him talk to a cpa...there are imputes interest issues even with “zero percent” financing, etc.

There are signs pointing to rates being lowered at the end of the year, but why risk it and wait 6 months for an extra 1/8th percent? 

Think about numbers...how many agents are there in the country...NAR is in the top 5 professional associations in the universe...let's just pretend there are a million agents out there...what's 5 percent of that?...