Good luck.You can add me to the FREE category as well...And several hundred other successful investors who contribute to this forum are of the FREE variety as well...Joseph -Just out of curiosity, you mentioned that this guru could teach you have to make money on a "shoestring budget."

All the best  Who did you connect with to do deals by yourself vs through a realtor out of curiosity?

I'm new to the game so just was wondering on others thoughts, and also saw an abundance of STR's in seaside so that also prompted my curiosity.

Just out of curiosity did you look at the option of rolling that Ira into a self-directed IRA or solo 401k where no penalty would be due?

If the property is a non homesteaded parcel, the opening bid is the amount of the taxes, accrued interest, plus costs and fees involved in a tax deed application.

Sounds like someone has made up a new name for an old strategy and is trying to profit off of the curiosity factor of a new shinny object??

I haven’t tried any of the more costly and curiosity peaking items like a branded pen (refrigerator magnet – whatever) in an envelope.I set up numerous criteria prior to downloading lists and  with EXCEL focus/target my marketing (not necessarily in prioritizing sort/elimination order): Home with median price range (~+/- 1 stdev),DOM (MT & LMT)evaluate %equity (much of the data sketchy for 2nd liens)evaluate $/sqft (most data sketchy sqft)Zestimate,Target "B" areas,weighting and distinguishing between key words in remarks for distinguishing between motivated buyers in distressed or good/ARV properties,days to auction (don't even try if < 10 days - might consider working with someone that has expereice in solving that issue expediently),eliminate ARM mortgageseliminate banking institutionsremoving returned mail from lists ...

I appreciate this, you sparked some curiosity.

I recently moved to yellow mail-merged postcard with a similar message and received almost 3% response but much more motivated.People call yellow letters out of curiosity, it is not often you get hand written mail these days.

Out of curiosity, -Do you have any tools or resources you recommend for evaluating a cashout refi to calculate how return on equity is impacted for different financing scenarios ?