Mint and Personal Capital did not let me set my ownership percentage, which caused my net worth to be inflated from what it actually is.I have also done custom excel spreadsheets, but they require much more monthly maintenance to update at least monthly.I have found and started using eMoney.  

I would rather have several great realtors to team up with and pay them their percentage.

What you need to do is either find a portfolio lender (where you will pay a higher percentage rate) or a banker that understands this scenario.  

I use the percentage score to compare different deals. 

That’s not to say you can’t take out a lower percentage to improve the Cash Flow.  

As you newbie, you'd be best to err on the side of caution and go with the more conservative numbers, i.e. lower percentages to give yourself some leeway should something go wrong. 

Then it's a matter of deciding if the asking price is worth that profit, or coming up with an offer price that gives you the return percentages you deem acceptable.  

It measures the size of the loan as a percentage of the property's valueCalculation: Loan Amount / Property ValueExample:$750,000 Loan$1,000,000 PropertyLTV = 75%The difference between 100% and the LTV represents your equity in the investment property, or how much you have invested.

With a funds rate staying around 3% give or take a percentage.

I want to consider my return as a percentage made on the amount invested.