I have all my properties with American Modern and Allstate.  Neither is taking on new landlord policies in Texas or Colorado (where my property located).  Who do you use for individual SFH policies or commercial polic...

You'll need to chat with both lenders to see how flexible they are.

It's my first outside of Georgia and I have a local partner (in jax) but it's their first.I need homeowners insurance.

You do not need an attorney to setup an LLC. 

No underlayment was needed, but the floors have to be pretty flat for an easy install. 

Additionally, the manufactured home needs a deck replacement and other minor repairs, with quotes ranging from $28k to $38k for the deck work alone.Here are the options I’m considering:Refinance, then invest $30k-40k into repairs for the manufactured home.

when underwriting a property a good rule of thumb would be to set aside ~5% gross income for each Cap Ex, maintenance, and vacancy. (15% total)I dont know much of the market in TX but in central MA i work with a lot of investors that are interested in acquiring multi family properties so that's mostly what i deal in. 

The property owner uses the money to pay off as much of the mortgage as possible. 

Working for someone can provide the experience you need. 

I’m trying to learn as much as possible in a short amount of time to at least prepare me for this adventure and hopefully make it successful.